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Wow! So insightful. Written gold. Thanks for sharing, Morgan. You are right the risk of underspending is never considered. We can always make adjustments to the plan.

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Thanks, Mark! Glad you enjoyed it. When you read the research it's so obvious, but hardly anyone manages their retirement finances this way! All to say, there's a huge opportunity to spread the word and help people actually use their hard-earned savings with intention to support their financial security, aspirations, and goals.

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